Price a machine

Every model here is a real SKU at the price it was listed at. startech.com.bd laptop catalogue, scraped 14-15 August 2026

QUOTE WITH LOADING — service bulletin on record
The machine in front of you
HP Victus 15-fa1393TX

Victus 15-fa1393TX

HP · Gaming · Upper mainstream

83% of peakiFixit 5/10Service bulletin
৳

Thermal and repairability for this model are estimated from its product line. They are replaced by published sustained-load and teardown scores as global evidence is pulled in — which happens four to five months before a model reaches Bangladesh.

What this covers

Covered

  • Vendor fault — including grey imports
  • Runtime failure of any major component
  • Early component expiry against its design life
  • 72-hour repair, loaner from hour 24
  • Free collection, return and data recovery attempt

Not covered

  • Drops and impact damage
  • Liquid damage
  • Theft and loss
  • Second-hand machines

The exclusions are the fraud control. Because impact and liquid are out, every claim needs a technician to confirm the failure was inherent — a check we get free from the peril definition, and one that means nothing in an accidental-damage product.

rate steps 7% → 8% → 9% with the risk

Customer pays

৳8,246

first bill, after a year of cover they did not pay for

8% base rate7.23% of device value

Chance of a claim

12.3%

1 in 8.1

Our expected cost

৳1,529

loss ratio 18.5%

One repair costs

৳17,522

on this machine

Every year is scaled down together so the customer's two-year total stops at ৳17,522 — the single repair this cover exists to prevent. The 7:8:9 shape is kept; only the level moves.

Customer pays, years 2–3৳17,522

15% of the machine, against a single repair costing about ৳17,522 — 1.00× one repair.

Will this machine come in?

29.0%

over three years — 1 in 3.4

Expected claims cost ৳6,404

Year one is the pale bar because the manufacturer's warranty absorbs most of what fails — which is exactly why we can afford to give that year away.

Engine 1.1.0. Every figure here comes from the same engine behind the board deck, the white paper and the costing workbook — 596 values are compared on every build, so the app and the plan cannot quote different numbers.